Finance Guides
Practical guides from NexGen Finance covering commercial mortgages, bridging loans, development finance, buy-to-let and business finance across the UK.
Commercial Mortgage Guides
How Commercial Mortgages Work
An overview of commercial mortgages — how they differ from residential mortgages, how lenders assess applications and what to expect from the process.
Commercial Mortgages Guide 02Commercial Mortgage Deposit Requirements
Understanding deposit requirements for commercial mortgages — typical LTVs, factors that affect the deposit needed and how deposit level affects lender options.
Commercial Mortgages Guide 03Owner-Occupied vs Commercial Investment Mortgages
How owner-occupied commercial mortgages and commercial investment mortgages differ — assessment criteria, typical terms and which suits different borrower profiles.
Commercial Mortgages Guide 04Commercial Mortgage vs Bridging Loan
Comparing commercial mortgages and bridging loans — when each is most appropriate and how to decide which route better suits a specific property transaction.
Commercial MortgagesHow Long Does a Commercial Mortgage Take?
Understanding commercial mortgage timescales — from initial enquiry to completion, the key stages involved and factors that can affect how long the process takes.
Commercial MortgagesBridging & Development Finance Guides
How Bridging Loans Are Repaid
Understanding bridging loan exit strategies — the main exit routes, how lenders assess exit credibility and what happens if the exit plan changes.
Bridging LoansDevelopment Finance Explained
A practical overview of development finance — staged drawdowns, GDV, monitoring surveyors and how development lenders assess applications.
Development FinanceBusiness & Landlord Finance Guides
What Lenders Look For in Business Finance
Key factors business finance lenders consider — trading history, affordability, security, sector appetite and how to present your business finance case effectively.
Business FinanceAsset Finance vs Business Loans
How asset finance and business loans compare — appropriate uses for each, cost considerations and which solution may better suit different business funding needs.
Business FinanceInvoice Finance Explained
How invoice discounting and factoring work — the difference between the two, which businesses benefit most and how invoice finance facilities are typically structured.
Business FinanceLimited Company Buy-to-Let Explained
Using a limited company structure for buy-to-let investment — how limited company BTL mortgages differ, lender requirements and considerations for landlords.
Buy-to-Let FinanceHMO Finance: What Landlords Should Know
How HMO finance works, lender criteria for HMO properties, licensing requirements and how HMO rental assessments differ from standard buy-to-let.
HMO FinanceWatch Finance Explainers from NexGen Finance
NexGen Finance — YouTube Channel
Watch practical finance explainers from NexGen Finance. Finance explainers, market commentary and practical guides covering commercial mortgages, bridging loans, development finance and more.
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